Health Insurance is very important for everyone to have. If you get sick or hurt yourself at home and have to go to the doctor or an Urgent Care or Emergency Room, the cost of just walking in is very expensive. Then if you require x rays or any other test ...
Why a Home Inspection Is Crucial Before You Buy a New Home
Make sure the sales contract on your new house or condominium includes a home inspection clause before you sign it. The inspection clause should clearly state that your final obligation to buy depends on the outcome of a professional home inspection. W ...
Buyers Ulitmately Pay a Price in PMI for Their Low Down Payments
Mortgage lenders have begun requiring home buyers to either make a 20 percent down payment or buy private mortgage insurance in the wake of the mortgage meltdown. Some mortgage lenders have reduced the required down payment in the last couple of years, an ...
Changing Your Point of View On Life Insurance
It is fairly easy to understand why so many people at age 18 to 34 do not think they need life insurance. When you are younger, most of your energy is focused on yourself and your personal situation and goals. The older you get and the more your situation ...
Annuity Payout
When buying a life insurance policy, you have two options when it comes to how your beneficiaries receive money. One way is to get the whole amount all at once, tax free. Another way is to get the death benefits over a period of few years. This option wil ...
When to Go See the Doctor
Insurance agents suggest to visit your primary care physician before shopping for a life insurance policy. All standard forms of life insurance require a medical exam, so it is important to make sure that any issues you had and resolved are updated proper ...
Using Your Home to Fund Retirement Plans
For many retirees, the idea of giving up their family home is a tough proposition to accept. But according to Steven Sass, a research economist at the Center for Retirement Research at Boston College, that’s exactly what’s needed for many individuals to a ...
Be Honest About Your Health
When shopping for life insurance, be honest about your health and any conditions you have. Don’t waste your time by tiptoeing around the topic, because if this specific company will not offer you coverage, there are others that will. Just because your got ...