Your credit score is absolutely crucial when you are applying for a home mortgage loan because a low credit score will inevitably translate to paying higher interest rates. In fact, a low credit score may even prevent you from attaining a mortgage loan at ...
Get A C.L.U.E. Before you Buy your New Home
A C.L.U.E. report stands for a Comprehensive Loss Underwriting Exchange. The "exchange" in this particular situation represents the information that the home insurance loss underwrites about home insurance claims. Based off an article at Zillow.com, o ...
Are You Ready to Buy a Home?
Naturally, shopping around for a new home can be a very overwhelming and especially daunting task, as it is a life decision you could be living with for the next 30 years, or even more. Taking this search seriously is a vital part towards finding your dr ...
Recent Stock Meltdown May Help Buy Your New Home
Because of the Fed’s recent decision to raise interest rates, along with inquiries about China's economy, now may be a great time to buy the home you've always dreamed of. Money going into Treasury's now has mortgage rates at a two-month low. 30 year mort ...
Can a landlord make you buy renters insurance?
A decade ago, mandatory renters insurance was so rare that landlords who tried to impose it risked losing tenants. Today it’s as much a part of the rental process as a security deposit, credit check and first month’s rent. But in the early 2000s, wh ...
Understanding the difference between HMO, PPO and POS
Which health insurance plan is best for you? Let Insurance.com help you find affordable health insurance now. Health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service plans (POS) are all types of managed ...
Why your life insurance is key to financial planning for your special-needs child
Financial planning for any family is complicated, but the challenges rise to a new level when a child has special needs. "Parents are not only planning for their family's needs and retirement, but for well beyond their lifetimes," says Linda Hunter Suz ...
How to compare car insurance
Many drivers don’t know how to compare car insurance except by looking at price. There’s nothing wrong with comparing based on price, but you won’t get the best car insurance unless you know what you can change to make your coverage better or cheaper. U ...